A Neglected Part of Retirement Planning

The term “retirement planning” is frequently used in the financial industry and in the media. But what does it really mean? For some, retirement planning includes strategies for saving and investing to prepare for a future retirement. For others, it may focus more on various methods for tax efficiency and generating income during the retirement years. Of course, to others it may have less to do about money and more about the psychology of transitioning into retirement. Clearly, “retirement planning” is a broad topic. Click the link above to learn more about how to plan for retirement and the many items that should be considered.


Tip #21 of 50 – Holiday Memories and Traditions

As The Wesley Communities celebrate 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Tip #21 of 50 – Holiday Memories and Traditions

I have some very powerful memories of the holidays as a child, and I bet you do, too. Click the link above to learn more about Peg’s holiday traditions and why, at The Wesley Communities, you don’t have to give up yours.


How CCRCs Can Ease Retirement-Related Fears

One subject that is frequently voiced among prospective residents of continuing care retirement communities (CCRCs or “life plan communities”) revolves around the stress associated with envisioning and planning for the future, and indeed, it can feel like a daunting task since none of us have the luxury of a crystal ball. The results of a recent survey speak directly to some of these concerns. Click the link above to learn more about the results of the survey and how CCRCs may ease the fears related to retirement.


Caregiving Tips for the Holidays

Help a Caregiver You Know

  • Offer to help clean and cook, wrap presents, go shopping, or pick up the kids.
  • If your family is caregiving, suggest a potluck holiday meal or secret Santa gift exchange to save time and money.
  • The best gift you could give a caregiver is help. Give them the day off!
  • Remember to say “thank you” to a caregiver and let them know they are appreciated.
  • If a member of your family is caregiving for a relative this holiday season, send a thank you gift.

Click the link above for additional tips for those caring for a loved one during the holidays.


3 Reasons Seniors Delay a CCRC Move & Why They Should Reconsider

According to AARP’s most recent survey of adults age 50 and over, 76 percent of seniors want to remain in their homes for as long as possible. I’ve seen other surveys that put that figure at upwards of 90 percent. Whichever source you consider, the consensus seems to be that a large majority of retirees would prefer to stay in their current home rather than move to a retirement community such as a continuing care retirement community (CCRC or life plan community).

But why?

AARP research identified the most common reasons that people give for not wanting to move to a CCRC or other senior living community. They included: the physical stress in moving, fear of losing independence, anxiety over leaving a community, emotional attachment to a family home, and fear of the unknown. Click the link above to learn more about why seniors delay moving to a CCRC and why they should reconsider.


Tip #20 of 50 – Loneliness in Seniors, an Enormous Problem

As The Wesley Communities celebrate 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Tip #20 of 50 – A problem no one wants to talk about: Loneliness can be an enormous problem for seniors still living in their homes

In the hierarchy of human needs, food, shelter, and safety are at the top of the list. And oftentimes, seniors living alone can meet these basic needs fairly well, especially with services provided in the home, and necessities more readily available through things like Uber and personal shoppers. But once you step beyond these basic human requirements to sustain life, social interaction and connection are of the utmost importance, and oftentimes, can be missing elements for seniors living alone. Click the link above to learn more.

 


November is National Family Caregiver Month

Recognized by President Clinton when he signed the first proclamation in 1997, National Family Caregiver’s Month has been proclaimed by an American President annually ever since. Many states and dozens of local municipalities have also proclaimed November, NFC Month.

Day in and day out, more than 75 million family caregivers in this country fulfill a vital role in caring for elderly, aging parents. Click the link above to learn more about the role that caregivers play and why this month especially, we should join together to celebrate and recognize them.

 


The Unexpected Costs of Caring for an Aging Parent

According to data collected by the National Alliance for Caregiving, there are over 66 million family caregivers in the United States. That translates to nearly 40 percent of the U.S. adult population…a stunning statistic. This number includes people who are caring for the sick or disabled, but the majority of these caregivers are assisting an elderly family member.

Other than a spouse, the most common people to be tasked with caring for an elderly loved one are adult children. In fact, a study conducted by MetLife showed that 10 million adult children over age 50 were acting as a caregiver for their aging parent(s), a number that equals approximately a quarter of all Baby Boomers. Click the link above to learn more about the realities of caregiving for an aging parent and the unexpected costs that come with it.

 


Tip #19 of 50 – What About the Dog?

As The Wesley Communities approach 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Tip # 19 of 50 –  What about my pet?

If you are a senior living on your own, or if you are the adult child of a senior living on their own, and moving to a retirement community is under consideration one very important question may be: but what about the dog? Or, what about the cat? Oftentimes, this beloved pet has been part of the family for many years, and seems like a real obstacle when it comes to making a move.

The good news is this: many retirement communities not only allow pets, they encourage them! Click the link above to learn more about why a pet needn’t be an obstacle when considering a retirement community.

 


Boomers Can Achieve Better Health with Super Foods

Super foods. The name alone evokes images of capped heroes, swooping in to save the day. But are these foods really worthy of such superlative nomenclature? And are the health benefits to seniors all they are cracked up to be? For some of these foods, the answer is a resounding “Yes!” But for others, recent studies have given mixed reviews.

What makes a food “super”?

The trademark of most of the super foods is that they are packed with vitamins, minerals, fiber, “good” fats, and/or lean protein. On top of that, many are loaded with antioxidants. Diets rich in antioxidants are frequently associated with the prevention of cancer, inflammation, neurodegenerative diseases, and cardiovascular disease–all issues of concern as we age. Click the link above to learn more about the types of super foods that can help boomers achieve better health.